Hospital Cash Plans
Do you have a high deductible insurance policy? Does your Medicare Advantage plan have high hospital co-pays?
No matter what health insurance plan you have there will probably be medical expenses and/or out of pocket costs that are not covered. Cover those expenses with an affordable Hospital Indemnity plan. The benefits are predetermined and paid regardless of any other insurance you may have.
Plans are available that cover only hospital charges, or you can add ambulance, skilled nursing, accidental death, and cancer coverage.
This is money to do with as you like. Even with the best health insurance policy there are medical expenses and out of pocket costs that aren't covered. You might need to pay someone to watch your home or your pets; you might want to fly a relative in for support, or you may lose income from your job.